:root{--ink:#173632;--text:#293e39;--muted:#586c63;--paper:#f5f5ed;--white:#fffef9;--line:#d8dfd4;--accent:#e3ef93;--dark:#153c35;--soft:#eaf0e4;--warn:#795022;--warning:#fff3dd;--radius:10px;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--paper);font-size:16px;line-height:1.6}
*{box-sizing:border-box}body{margin:0}a{color:inherit;text-underline-offset:4px}a:hover{color:#476f36}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #ac661b;outline-offset:4px}h1,h2,h3,h4,p{margin-top:0}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;letter-spacing:-.04em;line-height:1.08;color:var(--ink)}h1{font-size:clamp(42px,5.9vw,76px);margin-bottom:24px}h2{font-size:clamp(32px,4vw,48px)}h3{font-size:21px;line-height:1.3;letter-spacing:-.02em;color:var(--ink)}h4{font-size:16px;margin-bottom:6px}p{margin-bottom:18px}small,.small{font-size:13px;line-height:1.5}.muted{color:var(--muted)}.wrap{width:min(1180px,calc(100% - 72px));margin-inline:auto}.skip{position:absolute;left:16px;top:-80px;background:white;padding:12px;z-index:10}.skip:focus{top:16px}.site-header{border-bottom:1px solid var(--line);background:var(--paper)}.header-inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{text-decoration:none;display:flex;align-items:center;gap:11px;font-weight:700;font-size:21px;letter-spacing:-.6px;white-space:nowrap}.brand-mark{width:31px;height:33px;background:var(--dark);display:inline-grid;gap:3px;padding:8px 7px;align-content:center}.brand-mark i{display:block;height:2px;background:var(--accent)}.brand-mark i:last-child{width:65%}nav{display:flex;gap:26px;align-items:center}nav a{font-size:14px;text-decoration:none;padding:10px 0;border-bottom:2px solid transparent}nav a[aria-current=page]{border-color:var(--ink);font-weight:700}.nav-cta{border:1px solid var(--ink);padding:9px 16px!important;border-radius:5px}.eyebrow{text-transform:uppercase;font-size:11px;font-weight:700;letter-spacing:2px;display:block;margin-bottom:19px}.hero{padding:76px 0 70px;display:grid;grid-template-columns:1.17fr 1fr;gap:80px;align-items:center}.hero h1{max-width:11ch}.hero-copy{font-size:18px;max-width:490px;color:var(--muted)}.actions{display:flex;gap:15px;flex-wrap:wrap;align-items:center;margin-top:30px}.button{display:inline-flex;gap:26px;justify-content:center;align-items:center;background:var(--dark);border:1px solid var(--dark);color:white;border-radius:5px;padding:14px 21px;text-decoration:none;font-size:14px;font-weight:700;line-height:1.4}.button:hover{background:#285247;color:white}.button.secondary{background:transparent;color:var(--ink)}.button.secondary:hover{background:var(--soft)}.text-link{font-size:14px;font-weight:700}.hero-note{font-size:12px;color:var(--muted);margin-top:26px;max-width:420px}.cost-preview{background:var(--dark);padding:36px;color:#ecf0e8;position:relative;border-radius:3px}.cost-preview:before{content:'';position:absolute;width:48px;height:5px;background:var(--accent);top:0;left:36px}.preview-top{display:flex;justify-content:space-between;gap:20px;font-size:11px;text-transform:uppercase;letter-spacing:1.4px;color:#bccfc1;margin-bottom:25px}.cost-preview h2{color:white;font-size:30px;letter-spacing:-.02em;line-height:1.2;margin-bottom:25px}.receipt{background:var(--white);padding:24px;color:var(--ink);box-shadow:0 8px 20px #0002}.receipt-row{display:flex;justify-content:space-between;gap:20px;padding:9px 0;font-size:14px}.receipt-row strong{font-variant-numeric:tabular-nums}.receipt-total{border-top:1px solid var(--line);margin-top:12px;padding-top:18px}.receipt-total strong{font-size:27px;letter-spacing:-1px}.cost-preview .small{margin-top:23px;margin-bottom:0;color:#c2d2c7}.preview-alt{border-top:1px solid #527065;padding-top:18px;margin-top:22px;display:flex;justify-content:space-between;font-size:14px}.preview-alt strong{color:var(--accent)}.provider-strip{display:flex;align-items:center;gap:40px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px 0;flex-wrap:wrap}.provider-strip span:first-child{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:var(--muted);margin-right:auto}.provider-strip strong{font-size:18px;color:var(--ink);letter-spacing:-.4px}.section{padding:70px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:30px}.section-head h2{max-width:650px;margin-bottom:0}.section-head p{max-width:330px;margin-bottom:0;color:var(--muted);font-size:14px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:34px;margin-top:32px}.step{border-top:1px solid var(--ink);padding-top:22px}.step .number{font-size:12px;font-weight:700;display:block;margin-bottom:25px;color:var(--muted)}.step p{font-size:15px;color:var(--muted)}.intro-band{background:var(--soft);padding:42px;display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.intro-band h2{font-size:37px;margin-bottom:0}.intro-band p{font-size:15px}.fine-note{font-size:13px;color:var(--muted)}.page-intro{padding:62px 0 36px;max-width:860px}.page-intro h1{font-size:clamp(39px,5vw,61px);max-width:850px}.page-intro p{font-size:18px;color:var(--muted);max-width:720px}.meta-line{font-size:12px;color:var(--muted);display:flex;gap:18px;flex-wrap:wrap}.notice{border-left:3px solid #819554;background:var(--soft);padding:15px 20px;font-size:14px;margin:20px 0}.notice.warning{border-color:#c08a38;background:var(--warning);color:#654820}.toc{display:flex;gap:20px;flex-wrap:wrap;padding:18px 0 24px;border-bottom:1px solid var(--line);font-size:13px}.summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:32px 0}.summary-card{border:1px solid var(--line);padding:25px;background:var(--white)}.summary-card h3{font-size:20px}.summary-card .big{font-family:Georgia,serif;font-size:30px;color:var(--ink)}.summary-card p{font-size:14px}.summary-card .label{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:var(--muted)}.plan-review{display:grid;grid-template-columns:270px 1fr;gap:50px;padding:42px 0;border-top:1px solid var(--line);scroll-margin-top:24px}.plan-review .plan-title h2{font-size:31px;margin:10px 0 16px}.plan-type{font-size:10px;text-transform:uppercase;letter-spacing:1.4px;color:var(--muted)}.plan-review .specs{font-size:13px;color:var(--muted)}.plan-review .fit{font-size:18px;max-width:700px;color:var(--ink)}.facts{display:grid;grid-template-columns:1fr 1fr;gap:16px 30px}.facts div{font-size:14px}.facts p{margin-bottom:0;color:var(--muted)}.offer-table{width:100%;border-collapse:collapse;font-size:13px;margin:24px 0}.offer-table th{text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:.5px;font-weight:700;padding:13px 12px;background:var(--soft)}.offer-table td{padding:14px 12px;border-bottom:1px solid var(--line);vertical-align:top}.offer-table td:first-child{font-weight:700}.source-list{display:flex;gap:10px 20px;flex-wrap:wrap;font-size:12px;margin-top:15px}.source-list a{color:var(--muted)}.source-list a:hover{color:var(--ink)}.reading{max-width:790px}.reading h2{font-size:36px;margin-top:45px}.reading h3{margin-top:28px}.reading p,.reading li{font-size:16px}.reading li{margin-bottom:10px}.reading ul{padding-left:20px}.section-divider{margin-top:40px;border-top:1px solid var(--line);padding-top:30px}.source-record{padding:13px 0;border-top:1px solid var(--line);font-size:14px;display:flex;justify-content:space-between;gap:20px}.source-record small{white-space:nowrap;color:var(--muted)}.footer{margin-top:65px;background:var(--dark);color:#d2dfd3;padding:37px 0 25px}.footer-top{display:flex;justify-content:space-between;gap:30px;align-items:start}.footer .brand{color:white;font-size:19px}.footer p{max-width:540px;font-size:12px;color:#bfd0c1;margin-top:18px}.footer-links{display:flex;gap:23px;flex-wrap:wrap;font-size:13px}.footer-bottom{font-size:11px;color:#bfd0c1;border-top:1px solid #3c5b4f;margin-top:20px;padding-top:18px;display:flex;justify-content:space-between;gap:20px}.calc-intro{display:flex;justify-content:space-between;align-items:end;gap:30px}.calc-intro .page-intro{max-width:780px}.calc-toolbar{margin:0 0 32px;display:flex;align-items:center;gap:24px;font-size:13px}.calc-toolbar button{background:none;color:var(--ink);border:none;padding:8px 0;border-bottom:1px solid var(--ink)}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.calc-card{background:var(--white);border:1px solid var(--line);border-top:4px solid var(--dark)}.calc-card:nth-child(2){border-top-color:#859449}.calc-card-head{padding:24px 27px 18px;border-bottom:1px solid var(--line)}.calc-card-head .eyebrow{margin-bottom:12px;font-size:10px}.form-field{display:flex;flex-direction:column;gap:6px;margin-bottom:18px}.form-field label,.form-field>span{font-size:12px;font-weight:700;line-height:1.4}.form-field input,.form-field select{width:100%;padding:11px 12px;min-height:46px;color:var(--ink);border:1px solid #acbab0;border-radius:4px;background:white;min-width:0}.form-field input[aria-invalid=true]{border-color:#a23f30}.form-field small{color:var(--muted);font-size:11px}.plan-select{font-weight:700}.calc-body{padding:22px 27px}.spec-line{font-size:12px;color:var(--muted);margin:10px 0 15px}.source-note{font-size:12px;color:var(--muted);margin:0 0 22px;min-height:42px}.component-list{padding:12px 0 8px;border-top:1px solid var(--line);margin-bottom:16px}.component-list div{display:flex;justify-content:space-between;gap:20px;font-size:12px;padding:5px 0}.component-list strong{font-weight:400;font-variant-numeric:tabular-nums}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.calc-card details{border-top:1px solid var(--line);padding:14px 0}.calc-card details summary{font-size:13px;font-weight:700;cursor:pointer;padding:4px 0}.calc-card details[open] summary{margin-bottom:16px}.calc-results{background:var(--soft);padding:25px 27px;margin-top:8px}.result-hero{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:15px}.result-hero .label{font-size:12px;max-width:155px;line-height:1.4}.result-hero .value{font-family:Georgia,serif;font-size:38px;letter-spacing:-1px;line-height:1.2;color:var(--ink)}.result-row{font-size:13px;display:flex;justify-content:space-between;gap:20px;padding:10px 0;border-top:1px solid #ccd5c7;line-height:1.4}.result-row strong{text-align:right;font-variant-numeric:tabular-nums}.incomplete{display:block;font-size:11px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;color:var(--warn);margin:10px 0}.result-notes{padding:18px 27px 24px;color:var(--muted);font-size:12px}.result-notes ul{padding-left:16px;margin:0}.result-notes li{margin-bottom:5px}.quote-badge{font-size:11px;color:var(--warn);margin-bottom:12px}.comparison-result{margin-top:25px;padding:26px 30px;border:1px solid var(--line);background:var(--white)}.comparison-result h2{font-size:26px;letter-spacing:-.02em;margin-bottom:10px}.comparison-result p{font-size:14px;margin-bottom:0}.comparison-result .bar{height:8px;background:var(--soft);margin:14px 0 5px;overflow:hidden}.comparison-result .bar span{height:100%;display:block;background:var(--dark);transition:width .2s}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.error{font-size:13px;color:#923b2e;min-height:0}.error:not(:empty){background:#fff0eb;padding:12px;margin-bottom:14px}noscript{display:block;background:var(--warning);padding:20px}.calculator-loading{padding:40px;border:1px solid var(--line)}.stale{background:var(--warning);padding:13px;font-size:13px}html{scroll-behavior:smooth;scroll-padding-top:20px}
@media(max-width:950px){.hero{gap:40px;padding-top:55px}.wrap{width:calc(100% - 48px)}nav{gap:16px}.hero h1{font-size:58px}.cost-preview{padding:26px}.plan-review{grid-template-columns:230px 1fr;gap:28px}.header-inner{gap:20px}.nav-cta{padding:8px 11px!important}.facts{gap:18px}.calc-body,.calc-card-head,.calc-results,.result-notes{padding-left:20px;padding-right:20px}.field-row{gap:10px}.result-hero{display:block}.result-hero .label{max-width:none;margin-bottom:9px}.result-hero .value{font-size:36px}}
@media(max-width:700px){.wrap{width:calc(100% - 36px)}.header-inner{min-height:106px;flex-wrap:wrap;gap:0;padding:17px 0 10px}.brand{font-size:19px}nav{width:100%;justify-content:space-between;gap:10px;margin-top:10px}nav a{font-size:12px;padding:8px 0}.nav-cta{border:0;border-bottom:2px solid transparent;padding:8px 0!important}.hero{grid-template-columns:1fr;gap:38px;padding:43px 0}.hero h1{font-size:54px;max-width:11ch}.hero-copy{font-size:17px}.cost-preview{padding:28px}.provider-strip{gap:20px;padding:21px 0}.provider-strip span:first-child{width:100%;margin:0}.provider-strip strong{font-size:15px}.section{padding:45px 0}.section-head{display:block}.section-head p{margin-top:20px;max-width:none}.steps{grid-template-columns:1fr;gap:20px}.step .number{margin-bottom:15px}.intro-band{grid-template-columns:1fr;padding:27px;gap:20px}.intro-band h2{font-size:32px}.page-intro{padding:40px 0 25px}.page-intro h1{font-size:42px}.page-intro p{font-size:16px}.summary-grid{grid-template-columns:1fr;gap:14px}.summary-card{padding:22px}.summary-card p:last-child{margin-bottom:0}.plan-review{grid-template-columns:1fr;gap:22px;padding:32px 0}.plan-title .actions{margin-top:16px}.facts{grid-template-columns:1fr;gap:18px}.offer-table{font-size:12px}.offer-table th,.offer-table td{padding:10px 6px}.offer-table th{font-size:10px}.offer-table small{font-size:10px}.footer-top{display:block}.footer-links{margin-top:25px;gap:16px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-bottom:7px}.calc-grid{grid-template-columns:1fr;gap:24px}.calc-toolbar{flex-wrap:wrap;gap:15px}.calc-card-head,.calc-body,.calc-results,.result-notes{padding-left:22px;padding-right:22px}.result-hero{display:flex}.result-hero .label{max-width:160px}.comparison-result{padding:22px}.source-record{display:block}.source-record small{display:block;margin-top:6px}.reading h2{font-size:31px}.toc{gap:10px 20px}.button{padding:13px 17px;gap:18px}.field-row{gap:14px}.meta-line{gap:8px 18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.hero>*{min-width:0}
@media(max-width:400px){.cost-preview{padding:22px}.receipt{padding:20px}.receipt-total{flex-wrap:wrap;gap:6px}.result-hero{display:block}.result-hero .value{font-size:30px;overflow-wrap:anywhere}}
.print-only{display:none}
@media print{.site-header,.footer,.calc-toolbar,.actions,details,.form-field,.source-note{display:none!important}.print-only{display:block;font-weight:700}body{background:white;font-size:11px}.wrap{width:100%}.calc-grid{grid-template-columns:1fr 1fr}.calc-card{break-inside:avoid}.section{padding:20px 0}.page-intro{padding:10px 0}.calc-results{background:#eee!important}h1{font-size:32px!important}.result-hero .value{font-size:27px}.plan-review{break-inside:avoid}a{color:inherit}}